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ACTIVELY MANAGED
by Prudential
Prudential are one of the UK’s largest asset managers, looking after £363 billion assets under management (as at 30 June 2012).
Prudential’s Dynamic portfolios are actively managed investments. This is where the manager makes specific investments with the goal of outperforming an investment benchmark index.
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LOW COST
by Total Clarity Funds
TCF Investment is a new kind of asset manager. They offer a range of low cost, well diversified, risk graded investments.
All the funds hold a wide variety of index funds, each of which invests in several companies, bonds, etc to try to protect against the risk of loss from failing companies. This is called diversification.
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SHARIAH
by Scottish Widows
Scottish Widows Investment Partnership (SWIP) is one of Europe’s largest asset management companies and part of Lloyds Banking Group.
Would appeal to an investor looking to achieve returns in line with Islamic Investment Guidelines.
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ETHICAL
by Ecclesiastical
Since March 1988, Ecclesiastical Investment Management Limited has been at the forefront of socially responsible investing.
Today with £1.9 billion* currently under management we are financially secure and confident that our socially responsible investment approach, and wider business culture of looking after our people and communities. *As at March 2011
We invest our own savings in our funds.
We never forget whose money we are looking after. TCI
ISAs for Children.
THE CHILDREN'S ISA IS NOW AVAILABLE
- The Junior ISA is like an adult ISA, providing tax free savings for children.
- Any UK resident child under 18, who is not eligible for a Child Trust Fund (CTF), is eligible for a Junior ISA. This includes children who were born before the CTF eligibility in September 2002.
- You can open a Junior ISA with a minimum investment of £10.
- You can pay in up to £3600 per tax year.
- Any parent or guardian can open it and anyone can make contributions to it.
- Management passes to the child when they reach 16 but they can only access fund when they turn 18 when it becomes an adult ISA.
- There is no government contribution to the Junior ISA.
- Applications can be submitted online or by post
Why invest
in a Junior ISA?
- Help your child save for education or their first home from an early age.
- Provide a sum that will reduce the burden of debt on your child's life.
- Make saving rather than borrowing habitual for your children.
- Provide for your children who have missed out on the government contributions.
- Provide a savings vehicle for friends and family to pay into - no more unwanted gifts.
- Benefit from the tax advantages of a Junior ISA.
Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.
The Children's ISA Savings Calculator...
From £10 going up in £10 slots up to £300 per month
From 0 – 17 years old, calculating savings to age 18
