The HC Verbatim Multi-Index Funds deliver a range of risk-managed multi-index portfolios that aim to reduce cost while delivering a diversified investment solution. The fund range combines passive instruments to populate the asset allocation, with active management decisions to provide an excellent cost-effective solution to maximise potential returns.

Why use the HC Verbtim Multi-Index Funds:

  • Low cost portfolios utilising passive investment instruments, managed to a clear risk mandate in order to meet expectations consistently.
  • Thorough and robust screening process which aims to ensure that all of the investments in the funds meet the ‘low cost, safe and suitable’ requirements determined by the investment team.
  • Expert oversight and governance by the Verbatim Independent Investment Committee.

Low Cost Childrens Junior ISA

by Verbatim Asset Management

Low Cost Defensive
HC Verbatim Multi-Index Portfolio 3

Is mainly invested in bonds (about 70%). It has some exposure to UK and global shares (about 20%), property and other investments. It has relatively little exposure to small companies and emerging markets.

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Low Cost Balanced
HC Verbatim Multi-Index Portfolio 5

It would appeal to a balanced risk investor who is confident enough to take risk in the hope that their investment grows in the medium to long term.

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Low Cost Adventurous
HC Verbatim Multi-Index Portfolio 6

It would appeal to a growth-seeking investor who is confident enough to take a higher risk in the hope that their investment will grow at a faster rate in the medium to long term.

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Top Tips!

  • SET GOALS

    It is important to understand your goals, the amount of risk you are prepared to take (how big the ups and downs along the way can be), how long you have to invest for before you set off.

  • DON'T PUT ALL YOUR EGGS IN ONE BASKET

    Make sure that you own a good spread of investments as the best way to spread your risks. This is called diversifying. Our funds are all diversified investments.

  • BEWARE INFLATION

    Whilst investing in cash can seem like the safest option, over the long term inflation can erode the real value of your savings. A diversified investment should add value over the longer term.

  • RISK AVERSE

    If you are risk averse, regular saving is a good way to invest as it slowly adds your money to an investment rather than investing all in one go, smoothing the up and downs of your investment. But don't forget, less risk means less return in the long run.

By saving £132.50 per month from birth, it is possible to achieve a pot of just over £46,000, based on 5% net growth per annum. This would be enough to cover University and living costs for three years.
(based on average tuition fees of £9,000 p.a. and living costs of £6,000 p.a.)
If they are able to boost those monthly savings to £209.50, they could then achieve a savings pot of £73,462