Making investing as easy as ABC...

Help a child save for their education or a first home from an early age with a Junior ISA providing tax free savings until their 18th birthday.

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actively managed junior isa

With our actively managed investment, the fund manager makes specific decisions designed to meet different investment objectives and deliver long term performance. We invest in a range of funds and asset classes, diversification across asset classes and investment managers can reduce risk as well as enhance returns.

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low cost junior isa

With a low cost fund option the investment team focuses on reducing costs to boost returns and meet long term objectives. A thorough and robust screening process aims to ensure that all the investments in the funds meet the ‘low cost, safe and suitable’ requirements determined by the investment team.

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ethical junior isa

With an ethical Junior ISA it means that the money is socially responsibly invested in ethical products and companies. The Amity International Fund has won the prestigious Lipper award 2010 for the best fund over 3 years out of 149 funds and aims to achieve long term growth by investing principally in International companies.

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shariah junior isa

A Shariah Investment is also an ethical fund, governed by the requirements of Shariah law and the principles of the Muslim religion. Shariah-compliant funds are a type of socially responsible investing. Our Shariah fund the global Islamic equity fund would appeal to an investor looking to achieve returns in line with Islamic Investment Guidelines.

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By saving £132.50 per month from birth, it’s possible to achieve a pot of just over £46,000, based on 5% net growth per annum, enough to cover University and living costs for three years!

Calculate a goal for your kid’s future...

years saved
monthly savings

Based on 5% growth per annum, you would save

Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.

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What is a Junior ISA?

A Junior ISA or Junior Individual Savings Account is a simple savings account for your child and unlike regular savings accounts; you are allowed to keep any interest earned without having to pay income tax on it. The Tax Free Junior ISA was brought in to replace the Child Trust Fund in 2011.

Who are The Children’s ISA?

We are an independent company who believe in offering the best possible products to help you save towards your child’s future. We have linked up with some of the largest names in the industry such as Prudential, Verbatim Asset Management, Aberdeen Asset Management and Eden Tree Investment Management to offer you excellent investment choices through a simple and flexible Junior ISA framework.

Is my child eligible for a Junior ISA?

Any child who is resident within the UK and under the age of 18 can hold a Junior ISA Account. If your child was born between September 2002 and the 2nd January 2011 they will have a Child Trust Fund. If you Child holds a Child Trust Fund they will need to transfer this into a Junior ISA to become eligible.

To find out more about transferring your Child Trust Fund, visit our transfer now page>>

What are the different types of Junior ISA?

There are two different types of Junior ISA: The Junior Cash ISA and the Investment Junior ISA. The Cash Junior ISA works pretty much like a normal savings account and the Investment Junior ISA will hold investments such as fixed interest or stocks and shares for example.

Here at Children’s ISA we offer a wide range of investment approaches to cater for all different types of saver. Whether you are looking for a high or low risk, actively managed or low cost children’s individual savings account (ISA).

We also offer an ethical investment and Shariah compliant investment option ISA (which invests in line with the Islamic Investment Guidelines). Not all of us are fully knowledgeable in the world of finance and many of us do not know the difference between the hundreds of different investment funds you can place your Children’s ISA with. Because of this, we have tried to make our products as simple as possible to make the whole process of choosing your Children’s ISA easy and understandable.

For more information on each option please see our Key Features Document, which you can download here

What is the Junior ISA allowance?

The Junior ISA allowance for this tax year 2019/2020 is £4,368. That means that you can put contributions into your Junior ISA up to that amount or if you have a Junior Cash ISA and a Junior Investment ISA then you can not exceed that amount for the tax year across both accounts.

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© The Children’s ISA Ltd 2019. All rights reserved.

The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.

The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments and /or investment services referred to may not be suitable for all investors.

The Children’s ISA Limited is authorised and regulated by the Financial Conduct Authority. (FCA No: 563043)
The Children’s ISA Limited is a company registered in England and Wales. Registered Company Number: 07486015

Registered Office: 1 Lowry Plaza, The Quays Manchester, M50 3UB.
Trading address: Unit 2, Digital Park, Pacific Way, Salford Quays, M50 1DR