We make specific decisions designed to meet different investment objectives…
The team focuses on reducing costs to boost returns and meet long term objectives…
Investments in products and companies that deliver economic, social and environmental benefits…
Governed by the requirements of Shariah law and the principles of the Islamic religion…
With our actively managed investment, the fund manager makes specific decisions designed to meet different investment objectives and deliver long term performance. We invest in a range of funds and asset classes, diversification across asset classes and investment managers can reduce risk as well as enhance returns.
With a low cost fund option the investment team focuses on reducing costs to boost returns and meet long term objectives. A thorough and robust screening process aims to ensure that all the investments in the funds meet the ‘low cost, safe and suitable’ requirements determined by the investment team.
With an ethical Junior ISA it means that the money is socially responsibly invested in ethical products and companies. The Amity International Fund has won the prestigious Lipper award 2010 for the best fund over 3 years out of 149 funds and aims to achieve long term growth by investing principally in International companies.
A Shariah Investment is also an ethical fund, governed by the requirements of Shariah law and the principles of the Muslim religion. Shariah-compliant funds are a type of socially responsible investing. Our Shariah fund the global Islamic equity fund would appeal to an investor looking to achieve returns in line with Islamic Investment Guidelines.
Please be aware that the Shariah investment fund is Shariah-compliant, however the JISA / ISA does not operate under Shariah law.
A child’s parent or legal guardian must open the Junior ISA account on their behalf. You can open a Junior ISA for any UK child, as long as they are under eighteen. If your child holds a Child Trust Fund, this can easily be swapped over to a Junior ISA account.
Once the account is opened by a parent or guardian, anyone can make a subscription and contribute up to the yearly tax limit. This counts for parents, friends and relatives. Grandparents are often the main investors into child ISAs and once they have the details they can easily and quickly pay into the account online.
With the Children’s ISA you can open an account online, from the comfort of your own home. Simply choose which account you would like from our options and fill out our application form. Handy tip: you will need both your and your child’s National Insurance number, plus home address and your bank details to hand.
Only the child named on the Junior ISA account can access the funds, and this can only be withdrawn after their eighteenth birthday. You may, however, gain access in exceptional and unfortunate circumstances, such as if you put forward a terminal illness or death.
A Junior ISA or Junior Individual Savings Account is a simple savings account for your child and unlike regular savings accounts; you are allowed to keep any interest earned without having to pay income tax on it. The Tax Free Junior ISA was brought in to replace the Child Trust Fund in 2011.
We are an independent company who believe in offering the best possible products to help you save towards your child’s future. We have linked up with some of the largest names in the industry such as Prudential, Verbatim Asset Management, Aberdeen Asset Management and Eden Tree Investment Management to offer you excellent investment choices through a simple and flexible Junior ISA framework.
The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.
The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments and /or investment services referred to may not be suitable for all investors.
The Children’s ISA Limited is authorised and regulated by the Financial Conduct Authority. (FCA No: 563043)
The Children’s ISA Limited is a company registered in England and Wales. Registered Company Number: 07486015
Registered Office: 1 Lowry Plaza, The Quays Manchester, M50 3UB.
Trading address: Unit 2, Digital Park, Pacific Way, Salford Quays, M50 1DR