Actively Managed Junior ISA

With our actively managed investment, the fund manager makes specific decisions designed to meet different investment objectives and deliver long term performance. We invest in a range of funds and asset classes, diversification across asset classes and investment managers can reduce risk as well as enhance returns.

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Our actively managed fund partners Prudential and Verbatim Asset Management provide a complete range of funds to suit all investment approaches.

The M&G Prudential’s multi-asset team are a well-established team of experts who are entrusted with the day to day asset allocation decisions for approximately £170bn*

Prudential’s portfolios are actively managed investments. This is where the manager makes specific decisions designed to meet different investment objectives and help target different attitudes to risk. 

*as at 31 December 2018

Verbatim Asset Management’s fund managers screen the whole market, through a rigorous fund selection process, to select the most appropriate funds to match the risk mandates in order to maximise potential returns. The HC Verbatim active fund range is one of the longest established and most successful risk-managed, multi-asset solutions in the market. Launched in 2010, the fund range has consistently performed within the parameters of each given risk profile and with expert oversight and governance by the Verbatim Independent Investment Committee.

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There are three risk options defensive, balanced and adventurous, to find out more click on the links below.

Defensive

If you are a low risk investor, it’s likely that, when investing your money, you look for the security that your investment’s value won’t go up and down a lot.

Other people with this attitude to risk often share a number of common traits:

  •  You’re happy to invest in non-cash assets, such as fixed interest securities. 
  • You accept that the value of your investment isn’t guaranteed and might go down as well as up. 
  • You’re comfortable with some of your money being invested in shares, but not all of it, and some of it may be outside the UK.
  • You accept that it’s possible you may lose some of what you invested for the prospect of better growth.
  • You’ll probably want to spread your money across different types of investments, which should help to reduce the risk by balancing out one type of risk against another.

Balanced

If you’ve got a balanced attitude to risk, it’s likely that you already have an interest in investing and are comfortable with the ups and downs of the stock market.

Other people with this attitude to risk often share a number of common traits:

  • You’re happy to put a significant proportion of your money in shares or other longer-term investment types.
  • You accept that there’s a risk of losing your money, but this is balanced with the prospect of greater growth.
  • You might have an interest in and knowledge of the stock market.
  • You understand the general risks involved with investing.

Adventurous

If you’re prepared to take high risk, it’s likely that you’re an experienced and knowledgeable investor, whose primary aim is to achieve the highest possible returns on your money, while accepting that this means taking substantial risks.

Other people with this attitude to risk often share a number of common traits:

  • You’re happy to invest in funds in specialist areas or new markets, or both
  • You’re looking for high returns on your money, and you’re willing to take substantial levels of risk to achieve it
  • You accept that there’s a real risk of losing your money, but this is balanced with the prospect of greater growth
  • You’re attracted to new markets with substantial risk, or enjoy trying new types of investment
  • You accept that the value of your investment can fluctuate rapidly and by a large amount.
  • You’re experienced in investing in the stock market, and probably already manage a range of your own investments
  • You understand the risks posed to your money when investing, particularly that your investment is very likely to regularly go up and down in value.
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© The Children’s ISA Ltd 2019. All rights reserved.

The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.

The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments and /or investment services referred to may not be suitable for all investors.

The Children’s ISA Limited is authorised and regulated by the Financial Conduct Authority. (FCA No: 563043)
The Children’s ISA Limited is a company registered in England and Wales. Registered Company Number: 07486015

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Trading address: Unit 2, Digital Park, Pacific Way, Salford Quays, M50 1DR