Our Junior ISA
Actively Managed Funds
With our actively managed investment, the fund manager makes specific decisions designed to meet different investment objectives and deliver long term performance. We invest in a range of funds and asset classes, diversification across asset classes and investment managers can reduce risk as well as enhance returns.
Apply Now Transfer NowOur actively managed fund partners Prudential and Verbatim Asset Management provide a complete range of funds to suit all investment approaches.
The M&G Prudential’s multi-asset team are a well-established team of experts who are entrusted with the day to day asset allocation decisions for approximately £170bn*
Prudential’s portfolios are actively managed investments. This is where the manager makes specific decisions designed to meet different investment objectives and help target different attitudes to risk.
*as at 31 December 2018
Verbatim Asset Management’s fund managers screen the whole market, through a rigorous fund selection process, to select the most appropriate funds to match the risk mandates in order to maximise potential returns. The DMS Verbatim active fund range is one of the longest established and most successful risk-managed, multi-asset solutions in the market. Launched in 2010, the fund range has consistently performed within the parameters of each given risk profile and with expert oversight and governance by the Verbatim Independent Investment Committee.
Defensive
If you are a low risk investor, it’s likely that, when investing your money, you look for the security that your investment’s value won’t go up and down a lot.
Other people with this attitude to risk often share a number of common traits:
- You’re happy to invest in non-cash assets, such as fixed interest securities.
- You accept that the value of your investment isn’t guaranteed and might go down as well as up.
- You’re comfortable with some of your money being invested in shares, but not all of it, and some of it may be outside the UK.
- You accept that it’s possible you may lose some of what you invested for the prospect of better growth.
- You’ll probably want to spread your money across different types of investments, which should help to reduce the risk by balancing out one type of risk against another.
Balanced
If you’ve got a balanced attitude to risk, it’s likely that you already have an interest in investing and are comfortable with the ups and downs of the stock market.
Other people with this attitude to risk often share a number of common traits:
- You’re happy to put a significant proportion of your money in shares or other longer-term investment types.
- You accept that there’s a risk of losing your money, but this is balanced with the prospect of greater growth.
- You might have an interest in and knowledge of the stock market.
- You understand the general risks involved with investing.
Adventurous
If you’re prepared to take high risk, it’s likely that you’re an experienced and knowledgeable investor, whose primary aim is to achieve the highest possible returns on your money, while accepting that this means taking substantial risks.
Other people with this attitude to risk often share a number of common traits:
- You’re happy to invest in funds in specialist areas or new markets, or both
- You’re looking for high returns on your money, and you’re willing to take substantial levels of risk to achieve it
- You accept that there’s a real risk of losing your money, but this is balanced with the prospect of greater growth
- You’re attracted to new markets with substantial risk, or enjoy trying new types of investment
- You accept that the value of your investment can fluctuate rapidly and by a large amount.
- You’re experienced in investing in the stock market, and probably already manage a range of your own investments
- You understand the risks posed to your money when investing, particularly that your investment is very likely to regularly go up and down in value.
