13th August 2020

Stock’s and Shares ISA’s

When looking at your child’s future, putting money aside to help them get the best start is a simple, smart move. Begin saving with any amount big or small; any financial contribution can go a long way towards a child’s future, we’re sure you will agree! The Children’s ISA can be an important part of your savings journey when planning for your child’s future, opening them up to a whole new world of possibilities, with increased financial stability. 

As you may be aware Stocks and Shares ISAs are based on longer term investment objectives. For some, investing can be a daunting idea due to the increase and decrease of the investment value. That is why at The Children’s ISA we offer a range of risk managed investments for you to choose from. We’ll help you find the best and most viable option for you, and of course, we’re aware that everyone’s financial health is different, we’re here to make it work for you.

We’ll help you select the most appropriate option, be it a Lower Risk (Defensive), Medium Risk (balanced) or Higher Risk (Adventurous). We’ll guide you through all options, highlighting the positives and negatives for each, with crystal clear clarity and offering our expert opinion along the way. 

As it stands now, with current interest rates at such a low level, putting your money in cash accounts will not keep pace with inflation. For UK residents, a longer-term solution is a Junior ISA with The Children’s ISA. Having performed well in recent years, the stock market risk is still there, but equally, so is the return. A stocks and shares ISA allow a greater long term investment — it’s all about fund performance and risk management.

Depending on your financial plan, and the number of children, you can set up one Stocks and Shares ISA per year, alongside other ISA’s. Plus you have plenty of time to assess your options as you can open an account at any time of the year, so this won’t affect your rate.  

At the Children’s ISA, we work for you, and our goal is to ensure that your money is safe and secure, all with your long term goals in mind.

We hope this helps highlight the benefits and terms of a Stocks and Shares ISA, however, if you have any questions regarding this, or would like to know more, please get in touch! As your money moves, so do we. 

© The Children’s ISA Ltd 2020. All rights reserved.

The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.

The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments and /or investment services referred to may not be suitable for all investors.

The Children’s ISA Limited is authorised and regulated by the Financial Conduct Authority. (FCA No: 563043)
The Children’s ISA Limited is a company registered in England and Wales. Registered Company Number: 07486015

Registered Office: 1 Lowry Plaza, The Quays Manchester, M50 3UB.
Trading address: Unit 2, Digital Park, Pacific Way, Salford Quays, M50 1DR