The Children's ISA, saving for when they grow up

We can't tell you where you should put your money. For some people, a mix of funds is the most appropriate option. Others prefer to invest only in one fund.

There's no one ‘best’ place to invest. Wherever you decide to put your money, you'll need to make sure it's in a fund or funds that you feel comfortable with.


If you’re prepared to take high risk, it’s likely that you’re an experienced and knowledgeable investor, whose primary aim is to achieve the highest possible returns on your money, while accepting that this means taking substantial risks.

Other people with this attitude to risk often share a number of common traits:

  • You’re happy to invest in funds in specialist areas or new markets, or both
  • You’re looking for high returns on your money, and you’re willing to take substantial levels of risk to achieve it
  • You accept that there’s a real risk of losing your money, but this is balanced with the prospect of greater growth
  • You’re attracted to new markets with substantial risk, or enjoy trying new types of investment
  • You accept that the value of your investment can fluctuate rapidly and by a large amount.
  • You’re experienced in investing in the stock market, and probably already manage a range of your own investments
  • You understand the risks posed to your money when investing, particularly that your investment is very likely to regularly go up and down in value.

Adventurous funds tend to be in specialised areas or in one or more countries outside the UK.

Our funds within
this risk tolerance:

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