The future's bright
It’s natural for a parent to want their child to ‘do’ better than themselves and, along with your love and nurture, a nest egg can help your child with University or even get their foot on the housing ladder.
We understand that your children, grandchildren and younger family members are as important as they are unique. From the many highs of raising and looking after a child, we are also aware of the time constraints that come with it. read on
That’s why we’re here to help guide you with smart and simple advice, to make the process of investing in your child’s future as easy as possible.
A Junior ISA or Junior Individual Savings Account is a simple savings account for your child and unlike regular savings accounts; you are allowed to keep any interest earned without having to pay income tax on it.
The Tax Free Junior ISA was brought in to replace the Child Trust Fund in 2011.
There is one constant in life and that thing is change. But you can rest assured that at the Children's ISA, when your money moves, so do we.
As you may be aware Stocks and Shares ISAs are based on longer-term investment objectives. For some, investing can be a daunting idea due to the increase and decrease of the investment value. That is why at The Children’s ISA we offer a range of risk-managed investments for you to choose from. We’ll help you find the best and most viable option for you, and of course, we’re aware that everyone’s financial health is different, we’re here to make it work for you.read on
To open our Junior ISA you simply need a minimum investment of £10. Then the amount that you can invest increases every tax year, in line with the current financial guidelines. You don’t have to worry we’ll keep you updated on that.
Get your skates on!
It’s never too late to start saving. But, the earlier you can start the better the outcome will be for your child. Check out our calculator to see how much their ISA could be worth based on our projected figures.
Based on 5% growth per annum, you would save
Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected.
Make a Junior ISA the gift that keeps on giving
Did you know that the average child will receive £134 worth of gifts at Christmas from their parents alone? In parallel, more and more toys are ending up in landfill sites. Here's how you can give a gift that keeps on growing, year after year.
Your child is now four and you have been saving since birth
Hypothetically, if you paid £100 a month into the account
£100 a month for four years would roughly be looking at £5,300
Not too bad, your four year old already has a substantial amount towards their future
What if a grandparent, family member or close, generous friend also paid in £100 a month?
Well, by the time your child is four, you would hold £10,600 in their Junior ISA.
We are a Junior ISA provider determined to make saving for your children or grandchildren easier to understand with a great range of options too! FIND OUT MORE
The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Past performance is not necessarily a guide to future performance and the value of your investment may fall as well as rise, and any income received in the form of dividends may fluctuate. You may not get back the full amount when the account is closed. If paying regular monthly contributions please bear in mind that if contributions are not maintained you will be less likely to achieve the investment amount that was originally projected. The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments and /or investment services referred to may not be suitable for all investors.
The Children’s ISA Limited is authorised and regulated by the Financial Conduct Authority. (FCA No: 563043)
The Children’s ISA Limited is a company registered in England and Wales. Registered Company Number: 07486015
Registered Office: 1 Lowry Plaza, The Quays Manchester, M50 3UB.
Trading address: Unit 2, Digital Park, Pacific Way, Salford Quays, M50 1DR