Our Junior ISA
Balanced Fund
With our Balanced investment option we use a medium risk investment approach, investing an a mix of fixed interest, property, alternatives and stocks & shares aimed at producing returns above inflation. We target investment returns above the Consumer Price Index (CPI) plus 2% p.a. over a rolling 5 year period.
Apply Now Transfer NowThe fund will use a broadly balanced strategy with the aim of achieving capital growth over the medium to longer term.
Peer group: IA Mixed Investment Sector 40-85%
Composite Benchmark: CPI + 2%
Investment Policy and Strategy
The fund will seek to achieve its investment objective by typically investing between 40% and 80% of the fund, directly or indirectly, in global equities and fixed interest securities. However, in stressed market conditions the fund may either hold a higher amount of fixed interest securities or it may hold a higher amount of cash.
The fund may also invest directly or indirectly in other transferable securities, money market instruments, cash, and near cash.
In addition, the fund may have exposure indirectly to alternatives such as commodities, loans, hedge funds, private equity and property.
The fund’s indirect investments will be through collective investment schemes or exchange-traded funds.
AN INVESTMENT PARTNER YOU CAN TRUST Sarasin & Partners is a global investment manager that invests £20.5 billion for a wide range of clients (as at 31st March 2022). These include intermediaries, charities, institutions, pension funds and private clients, from the UK and around the world. Established in 1983, they currently employ over 246 people, including around 89 investment professionals. Sarasin operate as a partnership, with local management owning 40% of the equity of the firm. The remainder is owned by Bank J Safra Sarasin, a leading sustainable Swiss private bank founded in 1841. They themselves are responsible for managing over £144 billion of assets. In addition to their responsible ownership approach, investment philosophy is built on the following pillars:
THEMATIC Sarasin’s philosophy is to identify powerful and inexorable global trends that are shaping tomorrow’s world. They then target investments that can give meaningful exposure to these themes over the long term (five years or longer).
GLOBAL They invest with a global view, seeking out the world’s best.
