The first year with a new baby moves in two speeds at once. Some days feel endless, with broken sleep and a newborn stage that seems to stretch forever. And then, almost without warning, you look at the tiny outfit they wore home from the hospital, and it no longer fits. Growth, in those early…

Choosing the best Junior ISA for your child isn’t just about finding the top rate on a comparison table. It’s about picking the right type of account for how you actually want to save, who else in the family wants to contribute, and what happens when your child eventually gets access to the money. We’ve…

If you’re a grandparent wondering whether you can pay into a grandchild’s Junior ISA, the short answer is yes, but with an important catch: you can’t open one yourself, and you can’t manage it either. That distinction trips up a lot of people, and it’s one of the most common questions we see asked about…

What is the best Junior ISA for your child in 2026? Here at the Children’s ISA, we would like to think it’s us. But what if you haven’t considered a Junior ISA (JISA) before? How would you know where to start? So rather than obsess with tables and interest rates, we thought we would break…

New parents tend to have a lot on their plates, and saving for a newborn may come lower down the priority list, if it’s on the list at all. But if new parents are considering investing in their new child’s future, the question many will ask themselves is should I start a child’s savings account…

Grandparents can pay into their grandchild’s Junior ISA, but they can’t open or manage one themselves. Only parents (or guardians) can manage or apply for a Junior ISA. However, grandparents are often one of the biggest contributors to a grandchild’s ISA, and in this piece, we’ll explore the contribution limits for the child and the…

Is it possible to transfer an Adult ISA to your baby? Many parents ask this question, and the short answer is ‘no’. However, there is a straightforward alternative: setting up an ISA in your baby’s name. The vehicle for doing this is called a Junior ISA. So, if you have questions around ISA for a…

Let’s answer the question directly. No, you cannot open an ISA for an unborn baby. To open a Baby ISA, you will need a valid birth certificate for the child. However, there is a lot that you can do, and planning is the right thing to do for your unborn baby’s future.  In this piece,…

Two Things That Grow Best When You Start Early A Baby ISA and a newborn baby have much more in common than you might think. A Junior (or Baby ISA) and a human child may seem a strange analogy, but if you really think about it the parallels are there. So what links the two…

The instinct to provide a legacy for your child, for many of us, starts when they are born. It’s almost an innate human quality; we all want what’s best for our children. But to clear up the confusion from the outset, there is no product officially designated as a ‘Baby ISA’. As we all know,…