Junior ISAs are one of the most tax-efficient ways to save for a child’s future, and with the new financial year ahead of us, there’s never been a better time to start building up a nest egg. While parents will need to open a Junior ISA, grandparents play a crucial role in helping maximise those…

As the new tax year approaches, savers and investors will be considering how to maximise their tax-free allowances through Individual Savings Accounts (ISAs). With the cost of living and inflation continuing to be key financial concerns, understanding ISA limits, how they have evolved over recent years, and what they mean for long-term savings strategies is…

For followers of Islam, saving for a child’s future presents a unique challenge. Whilst Junior ISAs remain a popular tax-efficient tool for long-term savings, ensuring that investments adhere to Islamic principles is essential for those seeking faith-aligned options. Shariah-compliant Junior ISAs address this need, offering parents a way to save ethically and responsibly, without compromising…

Here at the Children’s ISA, we know that grandparents are often key stakeholders in investing in their grandchild’s future. We understand that for grandparents looking to provide financial security for their grandchildren, Junior Investment  ISAs offer a tax-efficient, long-term savings option. While parents typically open and manage these accounts, grandparents can play a key role…

For families seeking ethical savings options that align with specific principles, Shariah-compliant Junior ISAs offer an alternative approach to traditional savings accounts. Here at the Children’s ISA ethical invested, Shariah-compliant Junior ISAs have become a popular choice for parents looking to secure their child’s future in a way that respects Islamic guidelines. Below, we answer…

With Christmas around the corner, thoughts often turn to what to buy for a little one. For many families, there’s nothing quite like seeing a child’s face light up at a new toy, but what if this festive season could be about gifting more than just a gift that is played with today and in…

For grandparents looking to contribute to their grandchild’s future, a Junior ISA (JISA) could be a powerful tool. While grandparents cannot open a Junior ISA directly — only parents or guardians can do that — there are ways to play a significant role in building up this tax-efficient savings pot. This article explores how grandparents…

We all want to plan effectively for the future so selecting the right savings or investment option is crucial. Among the popular choices are the Junior ISA, Lifetime ISA, or a more traditional child savings account. Each comes with its benefits and considerations, depending on your savings goals and planning horizons. Let’s explore these options…

A Shariah-compliant Junior ISA offers families a tax-efficient way to save for their children while adhering to Islamic principles. As the demand for ethical and religious-based financial products grows, Shariah-compliant Junior ISAs are becoming increasingly popular. But what exactly does Shariah investing entail, and how does it differ from conventional Junior ISAs? In this guide,…

Saving for your child’s future by opening a Junior ISA is one of the most effective tax-efficient vehicles available. However, many parents and guardians unintentionally make mistakes during the process, which can result in lost opportunities for their children’s savings. To ensure that you maximise the benefits of a Junior ISA, it’s important to be…