For parents and grandparents thinking about their children’s future, a Children’s ISA account remains one of the simplest and most tax-efficient ways to save for a child. Yet one key choice shapes how much that nest egg can grow: should you opt for a Cash ISA or an Investment ISA? Understanding how each works and…

Saving for a child’s future has long been part of a parent’s financial priorities. But a Children’s ISA account (officially called a Junior ISA or a Junior Shares ISA) remains one of the most effective ways to grow wealth tax-free on behalf of a child. As we are now mid-point through the 2025/26 tax year, …

Choosing the best children’s ISA account depends on what you value most: safety, access, or long-term growth. With two types of Junior ISAs available, families can shape their approach to suit their risk tolerance and financial goals. This guide sets out a simple checklist to help you compare your options and decide which account fits…

Junior ISAs are one of the most effective ways to save for a child’s future, but misconceptions around how they work can hold families back. From questions about who can open one to what happens if a child moves overseas, the myths are persistent — and potentially costly. Here, we address some of the most…

Parents and grandparents saving for a child’s future are increasingly asking not only how much they can put aside, but where that money is invested. Ethical and Shariah-compliant Junior ISAs have emerged as two of the clearest alternatives to traditional accounts, offering families the ability to match long-term savings with personal principles. Ethical Junior ISAs…

For many grandparents, helping to secure a child’s financial future is one of the most meaningful gifts they can give. Junior Individual Savings Accounts (Junior ISAs, like the ones from the Children’s ISA) remain one of the most effective vehicles for doing so. With new allowance limits confirmed for the 2025/26 tax year, there are…

For many grandparents, financial support isn’t just about spoiling the grandkids; it’s about leaving a legacy. A Junior ISA is one of the most effective, tax-free ways to do just that. In 2025, it remains an underused tool with huge emotional and financial upside. A gift that builds over time Children may not remember every…

A Child ISA, commonly referred to as a Junior ISA, is a long-term, tax-free savings or investment account for children under the age of 18. Child ISA providers, like the Children’s ISA, have designed a product to help parents, guardians, and even grandparents put money aside for a child’s future. A Child ISA protects the…

When choosing between a Junior ISA and a Lifetime ISA, it is important to understand that while both are tax-free savings accounts, they serve different purposes and have different eligibility requirements. This article outlines the distinctions to help clarify which product aligns best with saving for a child, not as financial advice, but as an…

Junior ISAs remain one of the UK’s most popular tax-efficient savings products for children. For the 2025/26 tax year, the annual contribution limit remains £9,000. Parents and guardians can open a Junior ISA, and anyone, including grandparents, can contribute. There are two types: Cash Junior ISAs, which pay interest and work like savings accounts, and…