Understanding the terminology associated with Junior ISAs is crucial to making informed financial decisions for your child’s future. With this in mind, we have created a comprehensive glossary of relevant terms. This resource is designed to help parents, guardians, and potential contributors navigate the sometimes complex financial jargon associated with these savings accounts. Our aim…

Investing in your children’s future can be a daunting task. As a new parent, there are often lots of demands on your wallet and time, and considering which investment product to choose may be some way down the list of your priorities.  With so many options available, it’s essential to make informed decisions to ensure…

The Children’s ISA started life in 2011 when Junior ISAs were introduced and we have been at the forefront of the industry since their inception. But not all ISAs are created equally. We thought we would use this opportunity to compare Junior ISAs with their adult counterparts because, like humans, the junior and adult versions…

A Junior Individual Savings Account (JISA) is an investment vehicle designed to help children save for the future and make the best use of their money. A Junior ISA allows parents, guardians or family friends to pay into a tax-free account (up to the annual limit) for a child under the age of 18 where…

With the tax year 22/23 ending imminently, now is an excellent opportunity to assess if you’ve seized all your annual tax-free allowances and whether your child’s cash or Investment Junior ISA is delivering value for money. Things have changed drastically in the economy in the last 12 months so now may be a good time…

When it comes to saving for your grandchild’s future, a Junior ISA could be a smart option. Whether you’re just starting out or already have investments in place, understanding the basics of a Junior ISA will help you make an informed decision as to how you could help save for your grandchild’s future.  What is…

The UK has a long-standing problem with saving money. According to theResolution Foundation, since 1980, the UK had the lowest savings rate of any G7country in four out of five years. Unfortunately, it seems many people haveforgotten how to save and plan ahead for their future financial security.A Junior ISA (Individual Savings Account) by the…

Choosing an investment vehicle for a child can seem like a daunting and overwhelming task. The potential returns for the child you are investing for could be an important nest egg for them. But what are the options available to you? And what are the pros and cons? We’ll answer some of the questions people…

When it comes to Junior ISAs, there are a lot of questions that people have. What is the difference between a Junior ISA and a regular high-interest savings account? How do I transfer my junior ISA? Can I open a Junior ISA for an unborn baby? These are just some of the questions that we…

A Junior ISA is a great way to save for your niece or nephew’s future. They offer tax-free savings and the investment growth is tax-free, up to the annual limit.  However, you cannot open a Junior ISA for them – only a parent or guardian can do that. An aunt or uncle can, however, pay…