As children grow so do their experiences of the financial landscape. As such, the earlier children can become financially literate the better. Empowering them with knowledge and practical tools not only sets them up for a secure future but also encourages responsible spending (and saving) habits. In this piece, we shall delve into how easily…

As a parent, one of the things you want to help ensure is your child’s future financial security. An increasingly popular way to do this is through a Junior Individual Savings Account (JISA). In this piece, we shall discuss the age limits, restrictions and some questions we get asked around eligibility when it comes to…

In this piece, we’d like to provide you with detailed information regarding the age criteria for opening a Junior ISA, helping you make informed decisions for your child’s financial future. A Junior ISA can be a great way to invest for your child, offering the opportunity for tax-efficient growth and a head start towards their…

Investing in a child’s future is often a consideration for many new parents and guardians, and several financial vehicles offer avenues to do so. Among these, Junior ISAs stand as a well-established option. In this piece, we’ll delve into the key features of Junior ISAs and some other potential routes for your child that provide…

Junior ISAs (JISAs) can play an important role in financial planning for children. In this piece, we will delve into the world of Junior ISA allowances, shedding light on their benefits, limits, and how they function. Whether you’re a parent, guardian, or family member, understanding the annual allowance can help you make the most of…

Understanding the terminology associated with Junior ISAs is crucial to making informed financial decisions for your child’s future. With this in mind, we have created a comprehensive glossary of relevant terms. This resource is designed to help parents, guardians, and potential contributors navigate the sometimes complex financial jargon associated with these savings accounts. Our aim…

Investing in your children’s future can be a daunting task. As a new parent, there are often lots of demands on your wallet and time, and considering which investment product to choose may be some way down the list of your priorities.  With so many options available, it’s essential to make informed decisions to ensure…

The Children’s ISA started life in 2011 when Junior ISAs were introduced and we have been at the forefront of the industry since their inception. But not all ISAs are created equally. We thought we would use this opportunity to compare Junior ISAs with their adult counterparts because, like humans, the junior and adult versions…

A Junior Individual Savings Account (JISA) is an investment vehicle designed to help children save for the future and make the best use of their money. A Junior ISA allows parents, guardians or family friends to pay into a tax-free account (up to the annual limit) for a child under the age of 18 where…

With the tax year 22/23 ending imminently, now is an excellent opportunity to assess if you’ve seized all your annual tax-free allowances and whether your child’s cash or Investment Junior ISA is delivering value for money. Things have changed drastically in the economy in the last 12 months so now may be a good time…