As we approach the new financial year, it’s a pivotal moment to consider not just our financial health but also how we can try and secure our children’s financial health. With this goal in mind, exploring the potential of a Junior Individual Savings Account (JISA) is probably worth considering. Specifically, the Investment Junior ISA offered…

Teaching children about investing can set the foundation for a lifetime of financial wisdom.  While the concept might seem complex for young minds, introducing them to the basics of investing can demystify investing and instill a sense of financial responsibility from an early age. Whilst we wouldn’t advocate teaching your toddler about the intricacies of…

In an age where financial literacy is crucial, teaching our children the fundamentals of budgeting and saving is indispensable. It’s not just about numbers; it’s about instilling a sense of responsibility, foresight, and discipline that will serve them throughout their lives. Of course, one of our Junior Investment ISA’s is a great way to teach…

As we step into 2024, the world of finance will continue to change, presenting new challenges and opportunities for investors. This is also true of parents who are looking to secure a bright future for their children through a Junior ISA. While it’s important to remember we do not provide financial advice, it aims to…

When it comes to securing your child’s financial future, choosing the right savings option is crucial. So investing in the best Junior ISA can be a gateway to achieving this goal. This piece aims to shed light on Junior Investment ISAs, their features, benefits and what you should be aware of before taking the plunge…

In a year marked by significant financial fluctuations in the UK, considering the future, especially for our children, is more important than ever. With inflation rates finally showing signs of settling and interest rates settling at higher than recent historical rates, it’s worth exploring why investing will still bear dividends over the long term, compared…

As your child approaches adulthood, their financial landscape begins to evolve. As their desire for financial autonomy grows they may be able to access previously restricted accounts and their Junior ISA will become an Adult ISA. This change symbolises a significant step towards their financial independence and a new responsibility. In this piece, we’ll explore…

When it comes to giving your child a financial head start, a Junior ISA can be a smart choice. But what if your child has dual nationality or lives abroad? It’s crucial for parents and relatives to understand the tax responsibilities this involves. In this piece, we’ll dive into what you need to know, building…

A Junior ISA is a popular way for grandparents to save for their grandchild’s future. But what happens to these savings when grandparents (or indeed, parents) move abroad or when the whole family relocates to another country? Let’s break down what you need to know to keep contributing to a Junior ISA, no matter where…

Are you planning to visit the Baby and Toddler Show in Manchester on the 17-19th of November?  Along with many other exhibitors, we’ll be there, so please come and see us at stand F43. With the growing importance of financial planning for a child’s future, knowing more about what’s available to your child becomes crucial….