A Junior Shares ISA is simply another name for a Junior Investment ISA or a Junior Stocks and Shares ISA.

This is probably one of the most common questions we get asked. Though grandparents can pay into a Junior ISA only a parent or guardian can open one. And, for the financial year 25/26, this is true for both cash and investment Junior ISAs.

Junior ISAs are a way for you to invest on behalf of your child tax-free, up to the annual limit.  Once the child turns 18, any earnings in their account will be automatically rolled over into a regular ISA and can access the funds, just like a Junior Cash ISA.

Opening a Junior ISA with the Children’s ISA is simple. You can do it all hassle-free and online by clicking here. Junior ISAs are a simple and easy way to invest tax-free, up to the annual limit.

The Junior ISA limit for the next tax (25/26) year will be £9,000. This means that parents and others can all save on behalf of a child as long as they don’t exceed this amount in total savings each calendar year. The tax-free savings amount is the same for a Junior Cash ISA and a…

Yes, you can easily transfer an existing Cash Junior ISA or Investment Junior ISA to the Children’s ISA. Switching a Junior ISA is simple but bear in mind that you can only have one Stocks and Shares Junior ISA at any time.

With a Junior ISA from the Children’s ISA, the funds can easily be managed online. Your account will enable you to see which investments your child is invested into and how they are performing.

Contributing to a Junior ISA will not affect your annual ISA allowance.

A Junior ISA, from The Children’s ISA, can be started with as little as £10. Once you have opened a Junior ISA the account can be managed online with ease. Parents or grandparents can easily pay pocket money-sized amounts into the account online.

No, the government does not contribute to a Junior ISA. Junior ISAs replaced Child Trust Funds in 2011.