With the Children’s ISA you can open an account online, from the comfort of your own home. Simply choose which account you would like from our options and fill out our application form. Handy tip: you will need both your and your child’s National Insurance number, plus home address and your bank details to hand.

Once the account is opened by a parent or guardian, anyone can make a subscription and contribute up to the junior ISA allowance. This counts for parents, friends and relatives. Grandparents are often the main investors into child ISAs and once they have the details they can easily and quickly pay into the account online.

A child’s parent or legal guardian must open the Junior stocks and shares ISA account on their behalf. You can open a Junior ISA for any UK child, as long as they are under eighteen. If your child holds a Child Trust Fund, this can easily be swapped over to a Junior ISA account.

Only the child named on the Junior ISA account can access the funds, and this can only be withdrawn after their eighteenth birthday. You may, however, gain access in exceptional and unfortunate circumstances, such as if you put forward a terminal illness or death.

As an environmentally responsible company we don’t send an documentation or updates to you in the post; all communications are sent electronically. You will receive a 6 monthly statement communication and the statement will be added to your document store in your online account for you to login and view. We may also contact you…

It’s easy to transfer into one of our Junior ISAs. You can transfer your existing Junior ISA to The Children’s ISA by completing the application form and transfer request form. Which you can download here >>

The Junior ISA allowance for this tax year 2025/2026 and 2027/2028 is £9,000. That means that you can put contributions into your Junior ISA up to that amount or if you have a Junior Cash ISA and a Junior Investment ISA then you can not exceed that amount for the tax year across both accounts.

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You can apply online, by telephone or by post. Please visit our apply page for details of how to apply.

We have several options from Low Cost to specialist funds which attract different costs. Our costs are detailed in our Terms and Conditions which you can view here download here.